Ever tried planning a family vacation and ended up arguing over whether you should stay in a cozy Airbnb or splurge on a luxury hotel? Now imagine that—but with your entire financial future.
We get it. Talking about money as a couple can feel like trying to salsa dance with two left feet. But here’s the truth: when your financial goals are aligned, your relationship gets stronger, your dreams feel closer, and your family thrives. That’s exactly what our resource on Unifying Wallets is here to help you do.
Let’s dive into some practical and fun steps you can take to make your wallets work together—without losing your spark.
1. Set SWIST Goals – And No, That’s Not a Typo!
Say hello to your new favorite acronym: SWIST – Shared, Written, Intentional, Strategic, and Time-bound goals.
Here’s how to rock it:
- Shared: Talk it out. Agree on goals together as a team (hint: if you’re both not excited, it’s not a shared goal). Example: “We will not take on debt to fund personal expenses,” or “We will work hard to increase our income.”
- Written: Don’t just talk—document! Use a shared notebook or app to write and revisit your goals. Example: “On the 30th of December every year, we will document our goals in the SamEngee Family Hub Unifying Wallet Workbook”.
- Intentional: Be clear. “Save money” becomes “Save $500/month for a house deposit.”
- Strategic Growth: Go beyond money. Include emotional, spiritual, and physical goals too. Example: using our family goal journal to write and track your family goals every year, this includes spiritual, physical, emotional, and financial goals for the family including specific sections for husband, wife and children.
- Time-bound: Set deadlines! A goal without a date is just a wish. Example: If your goal is to save $3,000 for an emergency fund within a time frame of six months, that comes to saving $500 a month and $17 a day
2. Turn Goal-Setting into a Date Night
Who says finances can’t be flirty? Pour some wine, grab the Unifying Wallet Workbook (yes, it’s included in the book!), and have a “Money Vision Date.”
Ask fun questions like:
- “What would we do with an extra $1,000 a month?”
- “Where do you see us in 10 years—financially and emotionally?”
- “What legacy do we want to leave for our kids?”
Spoiler: this may be the most romantic conversation you’ll have all year. 💕
3. Get the Kids Involved—Yes, Really!
Kids + money talk = chaos? Not if you do it right!
Let your children contribute to small family goals (“Let’s save for a family game night!”). You’ll be surprised how engaged they become when they see the impact of their input. It builds a legacy of financial responsibility early on.
4. Make It Visual and Celebrate Progress
Use charts, sticky notes, or even a vision board to track your progress. Every time you hit a milestone, celebrate it—dinner out, a movie night, or just dancing in the living room.
Why? Because achieving goals together bonds you deeper than any shared Netflix binge ever could.
So Why Buy Unifying Wallets?
Because this isn’t just another finance book. It’s your playbook for financial oneness. It’s honest, personal, and packed with tools, checklists, and stories that make the journey feel possible—and dare we say, even enjoyable.
If you’re a couple or family that wants to build wealth and stay connected, this book is your guide to making it happen—without fights, confusion, or resentment.
📘 Grab Unifying Wallets and the accompanying family finance workbook today and start building a family legacy with love, clarity, and shared purpose.
💬 What’s the first financial goal you and your partner would love to smash together? Let’s chat in the comments!
Want More?
📖 Read Unifying Wallets
A practical guide to achieving financial oneness and wellness as a family🌍 Explore www.samengeefamilyhub.org
💬 Join the community, create your profile on MyHub, and access tools to help you grow
📲 Follow @samengee_family_hub for stories, prompts, and encouragement.